:root{--navy:#123b5d;--navy-2:#0c2c45;--blue:#1d6f9f;--sky:#eaf5fa;--teal:#16736a;--gold:#e4b95f;--ink:#203241;--muted:#5b6b78;--line:#d8e3e9;--paper:#fff;--soft:#f5f8fa;--danger:#8a3c32;--radius:16px;--shadow:0 16px 44px rgba(18,59,93,.11)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;line-height:1.65;background:var(--paper);font-size:17px}a{color:#145f8c;text-underline-offset:3px}a:hover{color:#0a4569}img{max-width:100%}.container{width:min(1120px,calc(100% - 40px));margin-inline:auto}.narrow{max-width:820px}.center{text-align:center}.skip-link{position:absolute;left:-9999px;top:0;background:#fff;color:#000;padding:12px;z-index:999}.skip-link:focus{left:12px;top:12px}.utility{background:var(--navy-2);color:#eaf5fa;font-size:.94rem}.utility-inner{display:flex;justify-content:space-between;align-items:center;padding-block:7px}.utility a{color:#fff;font-weight:700}.site-header{position:sticky;top:0;background:rgba(255,255,255,.98);border-bottom:1px solid var(--line);z-index:50}.nav-wrap{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:inline-flex;align-items:center;gap:11px;text-decoration:none;color:var(--navy);font-weight:800;letter-spacing:-.02em;font-size:1.15rem}.brand em{font-style:normal;color:var(--teal)}.brand-mark{display:grid;place-items:center;width:42px;height:42px;border-radius:12px;background:var(--navy);color:#fff;font-size:.82rem;letter-spacing:.04em}.site-header nav{display:flex;align-items:center;gap:24px}.site-header nav>a{color:var(--ink);text-decoration:none;font-size:.94rem;font-weight:650}.site-header nav>a:hover{color:var(--blue)}.site-header .nav-cta{background:var(--navy);color:#fff;padding:10px 16px;border-radius:10px}.site-header .nav-cta:hover{color:#fff;background:var(--blue)}.menu-button{display:none;border:1px solid var(--line);background:#fff;border-radius:8px;padding:9px 12px;font:inherit;font-weight:700}.hero{background:linear-gradient(135deg,#edf7fb 0%,#fff 60%);padding:88px 0 74px;border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:66px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.12em;color:var(--teal);font-weight:800;font-size:.88rem;margin:0 0 12px}.hero h1,.page-hero h1{font-family:Georgia,"Times New Roman",serif;color:var(--navy);font-size:clamp(2.5rem,5.7vw,4.7rem);line-height:1.04;letter-spacing:-.035em;margin:0 0 24px}.page-hero h1{font-size:clamp(2.3rem,5vw,4rem)}.hero-lead{font-size:1.18rem;color:#425869;max-width:760px;line-height:1.7}.button-row{display:flex;align-items:center;gap:22px;flex-wrap:wrap;margin-top:30px}.button{display:inline-flex;align-items:center;justify-content:center;border:0;background:var(--navy);color:#fff;text-decoration:none;font:inherit;font-weight:800;padding:14px 21px;border-radius:10px;cursor:pointer;box-shadow:0 8px 20px rgba(18,59,93,.13)}.button:hover{background:var(--blue);color:#fff}.button-light{background:#fff;color:var(--navy);box-shadow:none}.button-light:hover{background:#eef7fa;color:var(--navy)}.button-small{padding:12px 17px;font-size:1rem}.text-link{font-weight:800;text-decoration:none}.microcopy{font-size:1rem;color:var(--muted);margin-top:16px}.verification-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}.card-kicker{font-size:.94rem;color:var(--muted);text-transform:uppercase;letter-spacing:.1em;font-weight:800}.verification-card ol{list-style:none;padding:0;margin:17px 0 0}.verification-card li{display:flex;align-items:center;gap:13px;padding:12px 0;border-top:1px solid var(--line);font-weight:700}.verification-card li span{display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--sky);color:var(--navy);font-size:.88rem}.trust-strip{background:var(--navy);color:#fff}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr)}.trust-grid>div{padding:22px 28px;border-right:1px solid rgba(255,255,255,.18)}.trust-grid>div:last-child{border-right:0}.trust-grid strong,.trust-grid span{display:block}.trust-grid span{color:#d7e8f0;font-size:1rem;margin-top:4px}.section{padding:76px 0}.section-soft{background:var(--soft)}h2{font-family:Georgia,"Times New Roman",serif;color:var(--navy);font-size:clamp(1.7rem,3vw,2.45rem);line-height:1.2;margin:0 0 18px}h3{color:var(--navy);line-height:1.3}.section-intro{max-width:840px;font-size:1.1rem;color:var(--muted);margin-bottom:34px}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.home-card-grid,.card-grid.compact{grid-template-columns:repeat(4,1fr)}.card-grid.compact{margin:28px 0}.info-card,.resource-card{border:1px solid var(--line);border-radius:var(--radius);padding:28px;background:#fff}.info-card .icon{color:var(--teal);font-weight:900;font-size:.9rem;letter-spacing:.08em}.info-card h3{font-size:1.22rem;margin:10px 0}.info-card a,.resource-card a{font-weight:800}.resource-card h2{font-size:1.5rem}.split{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px}.steps>div{display:grid;grid-template-columns:42px 1fr;gap:16px;padding:20px 0;border-bottom:1px solid var(--line)}.steps>div:first-child{padding-top:0}.steps>div>span{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800}.steps h3{margin:2px 0 5px}.steps p{margin:0;color:var(--muted)}.cta-section{padding:70px 0}.cta-card{display:flex;align-items:center;justify-content:space-between;gap:36px;background:var(--navy);color:#fff;padding:42px;border-radius:22px}.cta-card h2{color:#fff}.cta-card p{max-width:720px;margin-bottom:0}.cta-card .eyebrow{color:#9ed7d0}.cta-card .microcopy,.contact-panel .microcopy{color:#eaf5fa}.page-hero{padding:74px 0 58px;background:linear-gradient(135deg,var(--sky),#fff);border-bottom:1px solid var(--line)}.legal-hero{padding-block:56px}.article{padding:66px 0}.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:68px}.article article h2{margin-top:44px}.article article h2:first-child{margin-top:0}.article-aside{align-self:start;position:sticky;top:120px;background:var(--soft);border:1px solid var(--line);border-radius:var(--radius);padding:24px}.article-aside h2{font-size:1.35rem}.article-aside ul{padding-left:20px}.article-aside li{margin-bottom:12px}.aside-callout,.warning,.status-box,.source-note,.privacy-warning{border-left:4px solid var(--gold);background:#fff8e8;padding:18px;margin:28px 0;border-radius:0 10px 10px 0}.source-note{font-size:1rem;background:var(--soft);border-color:#7796a7}.status-box{border-color:var(--teal);background:#edf8f6}.warning,.privacy-warning{border-color:#bd6b5f;background:#fff2ef}.secondary-resources{margin:38px 0;padding:26px;background:var(--soft);border:1px solid var(--line);border-radius:var(--radius)}.secondary-resources h2{font-size:1.5rem;margin-top:0!important}.secondary-resources li{margin-bottom:10px}.check-list{list-style:none;padding:0}.check-list li{position:relative;padding:8px 0 8px 31px}.check-list li:before{content:"✓";position:absolute;left:0;top:8px;color:var(--teal);font-weight:900}.number-list{list-style:none;padding:0;counter-reset:item}.number-list li{counter-increment:item;padding:18px 0 18px 54px;position:relative;border-bottom:1px solid var(--line)}.number-list li:before{content:counter(item);position:absolute;left:0;top:17px;display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800}.number-list strong,.number-list span{display:block}.number-list span{color:var(--muted);margin-top:5px}.plain-list{padding-left:20px}.comparison{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-bottom:52px}.comparison>div{border:1px solid var(--line);border-radius:var(--radius);padding:30px}.update-entry{border-bottom:1px solid var(--line);padding:0 0 34px;margin-bottom:34px}.update-date{color:var(--teal);font-weight:800;text-transform:uppercase;letter-spacing:.08em;font-size:.94rem}.legal{padding:58px 0}.legal h2{font-size:1.55rem;margin-top:38px}.form-layout{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:54px}.lead-form{border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}.lead-form label{display:block;font-weight:750;color:var(--navy);margin-bottom:20px}.lead-form input,.lead-form select,.lead-form textarea{width:100%;font:inherit;color:var(--ink);border:1px solid #9eb1bd;border-radius:8px;padding:12px;margin-top:7px;background:#fff}.lead-form input:focus,.lead-form select:focus,.lead-form textarea:focus{outline:3px solid rgba(29,111,159,.2);border-color:var(--blue)}.lead-form small{display:block;font-weight:400;color:var(--muted);margin-top:5px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}.optional{font-weight:400;color:var(--muted);font-size:.95rem}.consent{display:grid!important;grid-template-columns:24px 1fr;gap:12px;align-items:start;font-weight:500!important;color:var(--ink)!important;font-size:1rem}.consent input{width:22px;height:22px;margin:3px 0 0}.honeypot{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important}.form-status{font-weight:700}.form-status.error{color:var(--danger)}.contact-panel{background:var(--navy);color:#fff;border-radius:var(--radius);padding:28px;align-self:start}.contact-panel h2,.contact-panel h3{color:#fff}.contact-panel a{color:#fff}.contact-panel ol{padding-left:22px}.contact-panel li{margin-bottom:12px}.contact-link{font-size:1.3rem;font-weight:800}.compliance-band{background:#e9f1f5;border-top:1px solid var(--line);padding:25px 0;font-size:1rem}.compliance-band p{margin:4px 0}.site-footer{background:var(--navy-2);color:#d9e8ef;padding:54px 0 30px}.site-footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:1.35fr .85fr .6fr;gap:50px}.footer-grid h2{font-family:inherit;font-size:1rem;color:#fff;text-transform:uppercase;letter-spacing:.08em}.footer-brand{color:#fff}.footer-brand .brand-mark{background:#fff;color:var(--navy)}.footer-links{list-style:none;padding:0}.footer-links li{margin-bottom:8px}.fine-print{border-top:1px solid rgba(255,255,255,.16);margin-top:36px;padding-top:24px;font-size:.95rem;color:#c9d8df}.fine-print p{max-width:970px}
.primary-offer h2{font-size:1.7rem;margin:6px 0 12px}.primary-offer .eyebrow{margin-bottom:4px}.cta-or{display:inline-block;margin-left:10px}.checklist-offer{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow);margin:36px 0}.checklist-offer h2{font-size:1.75rem}.checklist-subtitle{font-weight:800;color:var(--teal);font-size:1.05rem}.button-secondary{background:#fff;color:var(--navy);border:2px solid var(--navy);box-shadow:none}.button-secondary:hover{background:var(--sky);color:var(--navy)}.checklist-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(380px,.8fr);gap:58px;align-items:start}.checklist-preview{padding:12px 0}.privacy-note,.delivery-permission{border-left:4px solid var(--teal);background:#edf8f6;padding:16px 18px;margin:24px 0;border-radius:0 10px 10px 0}.privacy-note p,.delivery-permission p{margin:5px 0}.optional-consent{background:var(--soft);border:1px solid var(--line);border-radius:10px;padding:16px}.form-intro{margin-top:0;color:var(--muted)}
@media(max-width:1120px){.site-header nav{display:none;position:absolute;left:0;right:0;top:78px;background:#fff;border-bottom:1px solid var(--line);padding:20px;flex-direction:column;align-items:stretch}.site-header nav.open{display:flex}.menu-button{display:block}.home-card-grid{grid-template-columns:1fr 1fr}}
@media(max-width:900px){.hero-grid,.split,.article-grid,.form-layout,.checklist-layout{grid-template-columns:1fr}.hero{padding-top:62px}.verification-card{max-width:600px}.trust-grid{grid-template-columns:1fr}.trust-grid>div{border-right:0;border-bottom:1px solid rgba(255,255,255,.18)}.card-grid,.card-grid.compact{grid-template-columns:1fr 1fr}.article-aside{position:static}.footer-grid{grid-template-columns:1fr 1fr}.cta-card{align-items:flex-start;flex-direction:column}.comparison{grid-template-columns:1fr}}
@media(max-width:600px){body{font-size:16px}.container{width:min(100% - 28px,1120px)}.utility-inner span{display:none}.utility-inner{justify-content:flex-end}.nav-wrap{min-height:70px}.site-header nav{top:70px}.brand{font-size:1rem}.brand-mark{width:38px;height:38px}.hero,.page-hero{padding:50px 0}.hero h1,.page-hero h1{font-size:2.45rem}.card-grid,.card-grid.compact,.footer-grid,.form-row{grid-template-columns:1fr}.section,.article{padding:52px 0}.info-card,.resource-card,.lead-form{padding:22px}.cta-section{padding:40px 0}.cta-card{padding:28px}.comparison>div{padding:22px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}